Offering affordable, tailored insurance with agreed value coverage means there are some vehicles that don’t qualify, including:
- Vehicles used for camping, off-roading or utility purposes
- Late-model vehicles that have been highly customized for looks or performance (commonly referred to as “tuners”)
- Vehicles that are highly customized for appearance and suspension (commonly referred to as “lowriders”)
- Commercial-use vehicles
- Motorcycles or scooters
- Replicas of the 1963-67 Shelby Cobra
- Vehicles that are used for racing, timed events, autocross or driver’s education
- Vehicles modified with features such as a roll cage, wheelie casters, parachutes, nitrous components or modifications that permanently remove the roof and/or doors
- Vehicles with 700 hp or greater (manufactured or modified)
- Right-hand drive vehicles newer than 25 years, specifically those imported from Japan such as a Nissan Skyline, Toyota Supra or Toyota Land Cruiser
- Dune buggies
- Motorhomes or recreational vehicles
* Storage and driver eligibility are subject to underwriter review and to all applicable provincial and underwriting restrictions.
Some coverage not available in all provinces. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
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