KIDNAP & RANSOM
At Hordos Insurance Brokers Inc, our common goal is to provide insurance that protects families and organisations from ‘bad people doing bad things’. For this reason these products focus solely on malicious risks; our product range is strongly focused in this area and our underwriters are made up of experts with considerable experience in this field.
Our core products are covered on this page but if there is something more specialised you need assistance with, then please do get in touch HERE.
Blended Solutions – Integra
Organisations with staff travelling or operating overseas need to respond quickly and decisively if a crisis occurs. Typically, malicious incidents, medical incidents and emergency evacuations are often covered under multiple policies. With Samphire Integra these risks can all now be covered under one straightforward policy. Meaning policyholders can respond with speed and confidence, fulfilling their duty of care needs to their staff.
Key Benefits:
1. SINGLE POLICY, SINGLE POINT OF CONTACT
Our unique blended policy provides a single point of crisis response across malicious, medical and evacuation incidents. Designed to support our clients with optimal co-ordination, effectiveness and expediency in the event of a crisis occurring.
2. 24/7 SPECIALIST RESPONDERS
A highly experienced response team of former heads of global security & crisis management is backed with responders drawn from law enforcement, special forces, the UN, FBI and other government agencies. Aligned with a global network of medical responders, the team is on hand 24/7, ready to be deployed anywhere in the world.
Provides Cover For:
MALICIOUS INCIDENTS: * Extortion * Kidnap * Hijack * Hostage Situation * Malicious Detention * Malicious Threat * Unexplained Disappearance
MEDICAL AND EVACUATION INCIDENTS: * Accidental Death * Bodily Injury * Disablement * Emergency Medical Expenses * Emergency Medical Evacuation * Political and Security Evacuation
Our underwriters bring together experience and expertise to help you understand what is needed to protect your business, your people, your reputation, and your balance sheet from malicious or hostile risks. With duty of care at the forefront of business responsibilities, they aim to give you the confidence to operate, wherever that may be. If you would like to find out more about coverage afforded with Integra, get in touch info@hordosinsurancebrokers.ca
Terrorism and Political Violence
Our Terrorism and Political Violence coverage is built on a client-by-client basis. To find out how we can support you with your Terrorism and Political Violence coverage please do get in touch with us by emailing info@hordosinsurancebrokers.ca
Kidnap for Ransom – Family Safeguard:
Our underwriter’s common goal is to protect our clients from ‘bad people doing bad things’. We have witnessed first-hand the devastating impact that kidnapping, extortion, and malicious threats can have on individuals and their families, both at home and overseas. They focus solely on malicious risks and their team is made up of highly experienced experts in this field. Their approach is discreet, and they want all our clients to experience exceptional service. What gives our clients, and their families true peace of mind is the knowledge that they can call on real expertise in their moment of need. Their simple promise is to deliver this expertise through world class insurance and crisis response.
Family Safeguard Policy provides cover against:
Criminal Assault
Express Kidnap
Extortion
Hijack
Hostage Situation
Kidnap
Malicious Detention
Malicious Threat
Stalking Threat
Unexplained Disappearance
Virtual Kidnap
Crisis Response and Asset Protection
Family Safeguard insurance covers specific costs associated with an insured crisis event.
These include:
- Childcare costs
- Costs of travel & accommodation for you or a victim
- Increased security costs
- Injury or death of the victim(s)
- Legal fees associated with the crisis
- Loss of income or earnings for the victim(s)/others involved in the crisis
- Medical fees
- Miscellaneous additional expenses associated with resolving the incident
- Public relations costs where required
- Ransom (including confiscated or stolen ransom)
- Relocation costs
- Rest and rehabilitation for the victim(s)
- Unlimited Crisis Response fees
A Crisis Response Team
You will have a response team that is ready to mobilise whenever an insured crisis event takes place, anywhere in the world. Your response team guides you through every aspect of any of the scenarios covered until, and only when, safe resolution is achieved. The policy will cover fees and expenses on an unlimited basis.
If you would like to find out more about Family Safeguard contact info@hordosinsurancebrokers.ca
Corporate Safeguard
Our underwriter’s common goal is to protect our clients from ‘bad people doing bad things’. They have witnessed first-hand, the devastating impact that kidnapping, extortion and malicious threats can have on businesses, their employees and their families. Hostile actions can overwhelm the most competent business owners and managers. What gives them peace of mind is the knowledge that they can call on true expertise in their moment of need, look their people in the eye and say, “We did everything we could”. Their simple promise is to deliver this expertise through insurance and world class Crisis Response.
Corporate Safeguard provides cover against:
Extortion
Hijack
Hostage Situation
Kidnap
Malicious Detention
Malicious Threat
Unexplained Disappearance
Crisis Response and Asset Protection
Corporate Safeguard covers specific costs associated with an insured crisis event. These include:
Financial protection for the policyholder if they are held liable for the crisis that has occurred
Injury or death of the victim(s)
Legal and medical fees associated with the crisis
Loss of income or earnings for the victim(s)/others involved in the crisi
Miscellaneous additional expenses associated with resolving the incident
Public relations costs where required
Ransom (including confiscated or stolen ransom)
Rest and rehabilitation for the victim(s)
Additional Options
You can add extensions to your core policy, to include the following:
* Business interruption
* Child abduction
* Critical evacuation
* Express kidnap (short-term abduction & robbery)
* Journalist specific detention cover
* Malicious assault
A Crisis Response Team
You will have a response team that is ready to mobilise whenever an insured crisis event takes place, anywhere in the world. Your response team guides you through every aspect of any of the scenarios covered until, and only when, safe resolution is achieved. The policy will cover fees and expenses on an unlimited basis.
If you would like to find out more about Corporate Safeguard contact info@hordosinsurancebrokers.ca
Marine Safeguard
By some accounts, marine piracy began over 2000 years ago in Ancient Greece. In a familiar style, pirates would capture other ships to steal valuable cargo, often retaining the ship for themselves. It is one of the oldest crimes in the world and its impact still reverberates today. Our underwriter’s common goal is to protect our clients from ‘bad people doing bad things’. We have witnessed first-hand the devastating impact that marine piracy can have on maritime operators, their employees, contractors and their families. Hostile actions can overwhelm the most competent business owners and managers. What gives them peace of mind is the knowledge that they can call on true expertise in their moment of need, look their people in the eye and say, “We did everything we could”. Their simple commitment is to deliver this expertise through insurance and world class crisis response.
Marine Safeguard Policy provides cover against:
Kidnap
Hijack
Extortion
Financial Protection
- Cyber extortion
- Delivery of ransom costs
- Fuel and oil costs
- Injury or death of the victim(s)
- Legal fees associated with the crisis
- Loss of hire
- Loss of income or earnings for the victim(s)/others involved in the crisis
Marine Safeguard reimburses specific costs associated with an insured crisis event. These include:
- Medical fees associated with the crisis.
- Port authority charges (up to 21 days)
- Ransom (including destruction or disappearance of ransom)
- Repatriation following a hijack
- Unlimited Crisis Response fees
Corporate Safeguard policy for ship owner/shipping company can be added.
A Crisis Response Team
You will have a response team that is ready to mobilise whenever an insured crisis event takes place, anywhere in the world. Your response team guides you through every aspect of any of the scenarios covered until, and only when, safe resolution is achieved. The policy will cover fees and expenses on an unlimited basis.
If you would like to find out more about Marine Safeguard contact info@hordosinsurancebrokers.ca
Transportation Safeguard
Transportation Safeguard is an insurance product available to trucking and transportation companies. It provides indemnified Crisis Response and protection against financial loss to incidents such as kidnap, malicious detention, extortive crime and hijack. It sits seamlessly alongside traditional insurance programs and also includes risk mitigation benefits that allow transportation organisations to better protect their drivers and assets.
Transportation Safeguard policy provides cover against:
Express Kidnap
Extortion
Hijack
Kidnap
Malicious Detention
Malicious Threat
Unexplained Disappearance
Financial Protection
Transportation Safeguard reimburses specific costs associated with an insured crisis event. These include:
Ransom: Reimbursement of ransom paid by you to secure the release of an insured person or vehicle
Crisis Response Fees: Unlimited fees for the crisis response company provided by us as part of this insurance
Extra Expenses: Costs to cover a range of other expenses you may incur as a result of an insured event, such as:
Medical costs
Legal costs
Interpreter fees
Travel and accommodation costs
100% salary cover for victim
Key Benefits:
- Addresses Duty of Care considerations that operators have to their staff and stakeholders
- Provides immediate access to world leading crisis responders in a simple manner and with all fees and expenses covered
- Peace of mind that should an acute crisis arise, the organisation is prepared and has the means to react without delay
- Pre-incident briefings and prevention guide available
- Trade cross-border with greater confidence and increased risk management in place
If you would like to find out more about Transportation Safeguard contact info@hordosinsurancebrokers.ca
Protect Safeguard – Active Assailant and Attack Insurance
The frequency and nature of malicious attacks and armed assailant incidents continue to be a threat to people and businesses across many parts of the globe. These attacks are often, but not always, carried out in the name of terrorism. Increasingly the threat can come from single interest extremist groups utilising terror to amplify their cause. Attacks put lives at risk and expose businesses to potentially catastrophic income loss, as well as being held liable for an incident on their premises. Protect Safeguard helps policyholders to prepare for and manage the risk of being a victim of a malicious attack. Whatever the motive of the attack, the cover helps to mitigate the risks of physical, financial, and reputational damage to the policyholder.
Protect Safeguard provides broad insurance protection, aligned with crisis response and risk intelligence.
Cover can be triggered by:
A malicious or stalking threat against the policyholder
An attack at an insured location, with a broad definition of what weapon
An attack within a defined radius of an insured location
Prevention of access to an insured location by civil or military authorities
Protect Safeguard provides cover for:
- Bodily injury and death benefit
- Business interruption
- Crisis management expenses
- Increased security costs
- Legal liability
- Loss of attraction
- Medical expenses
- Property and contents damage
- Psychiatric and counselling expenses
- Public relations costs
- Temporary premises costs
- Threat assessments
Our underwriters bring together experience and expertise to help you understand what is needed to protect your business, your people, your reputation, and your balance sheet from malicious or hostile risks. With duty of care at the forefront of business responsibilities, they aim to give you the confidence to operate, wherever that may be.
If you would like to find out more about Protect Safeguard, get in touch: info@hordosinsurancebrokers.ca
Crisis Response – Global Safeguard
Insured access to Resource, Expertise and Resilience
Our underwriter’s common goal is to protect our clients from malicious and hostile risk, which can often overwhelm the most competent and experienced businesses. Peace of mind is the knowledge that they can call on true expertise in their moment of need, look their people and key stakeholders in the eye and say, “We did everything we could”. Their simple commitment is to deliver this expertise through insurance and world-class crisis response.
Global Safeguard provides worldwide crisis response to a wide range of malicious and hostile incidents.
The policy can be triggered by:
A credible suspicion or threat of an incident
An allegation of an incident
An incident occurring
Covered events can include, but are not limited to:
Systemic and property risks, such as:
- Civil Commotion
- Riot
- Malicious Damage
- Sabotage
- Occupation
- Product Tampering
- Terrorism Events
Acute duty of care risks, such as:
- Hostage Situations
- Malicious Assault
- Malicious Detention
- Malicious Threat
- Stalking
- Workplace Violence
Political risks, such as:
- expropriation
- Nationalisation
- Illegal Seizure
Financial and compliance risks, such as:
- Competitor malfeasance
- Criminal Facilitation
- Defamatory Allegations
- Internal Bribery and Corruption
- Money Laundering
Information and data risks, such as:
- Cyber Malicious Threat,
- Proprietary Information Theft
- Social Engineering
Malicious coercive risks, such as:
- Bribery Demand
- Extortion
- Kidnap
Crisis24:
A world-class Crisis Response practice. They are ready to mobilise to anywhere in the world to support policyholders to the resolution of any of the insured incidents. They bring 30 years of experience and expertise, allied with their global network of resources.
Global Safeguard will cover Crisis24 fees and expenses for UP TO 60 DAYS and on an unlimited financial basis. In certain situations where there is a direct threat to life, the support will continue with no day limit.
Key Benefits:
- Access to global and expert resource for a fixed annual cost
- Operate with confidence in multiple risk environments: security, political and business integrity
- Reduce exposure to financial loss by early interception of crises before they impact
- Demonstrate the highest levels of duty of care to people, business resilience and reputation. If you would like to find out more about our Global Safeguard policy, please get in touch at info@hordosinsurancebrokers.caOur Underwriters support corporate and commercial entities operating in hostile or complex environments with their personal accident and emergency medical response coverage.To find out how we can support you with our Accident and Travel coverage please do get in touch with us by emailing info@hordosinsurancebrokers.ca
We value your privacy. We will use the information you have provided to provide us with a response. We will protect your information and report to you immediately, in case of a breach. We will not sell or divulge any information to any other party. If you have questions about any of this, please direct them to Hordos Insurance Brokers Inc.