For most people, their home is the single largest investment they will ever make. Understandably, making sure it is insured properly is always a concern. At Hordos Insurance Brokers, your peace of mind is our priority. Our knowledgeable staff is committed to providing you with the home insurance package that best fits your individual needs.
· Boats & Motors
· Rental Properties
· Seasonal Dwellings
· Condominium Unit Owner
· Valuable Property such as jewelry, furs, collections, silverware, business property, computer software, fine arts, musical instruments
Saskatchewan Plates Provide minimum coverage.
· $700 deductable
· $200,000 liability
With an Auto Policy we can offer:
· Added Liability Protection – We can provide coverage up to $5,000,000
· Family Security coverage that protects you and your family in the event that you are injured by an under-insured or uninsured person. This will match third party liability option up to $2 ,000,000
Increased Injury and Death Benefits – Tops up coverage’s provided by auto plates
Lower Deductibles – We can lower your plate deductible to $500,$350, $200, $100 and as low as $50
Non-owned driver’s coverage – Your auto pak will provide you, your spouse and your children in your care with coverage while driving a vehicle you don’t own. This coverage will match the coverage you purchased on your own vehicle. This added benefit is important; especially when you rent of borrow someone else’s vehicle.
Replacement Cost – will protect you against depreciation and rising repair costs if your new vehicle is damaged. *Also available on Snowmobiles and ATV’s!
Road Hazard Glass – gives you a choice of a deductible on glass claims as low as $50. Repairs will be free if you choose a $50 or $100 deductible.
Loss of Use Coverage – coverage will pay for your transportation costs if your vehicle is stolen or damaged.
It is important to have a commercial policy that will indemnify you in the event of a major loss. From manufacturing and retail, to wholesale and distribution, every facet of your business must be fully understood in order to prevent gaps in your coverage. At Hordos Insurance Brokers we aim to fully understand your commercial needs by attending your premises in order to view the operation, complete a full and detailed application, and understand your future needs. We will then market your insurance application to many of our highly respected commercial property insurers.
· Commercial Automobile
· Property Coverage
· General Liability
· Crime/Money & Securities
· Business Interruption
· Building Service Equipment Breakdown
· Professional Liability
· Errors & Omissions
· Contract Bonding
· Excess/Umbrella Liability
· Fidelity and Miscellaneous Bonding
· Director’s & Officer’s Liability
If you need coverage for a commercial exposure not listed above, contact us and we will arrange it for you with access to every major market in Canada including Lloyd’s of London.
Commercial Packages Available:
· Contractor Packages
· Realty Packages
· Business Packages
· Specialty Risks
· Salon Packages
· Golf Courses
· Janitorial including Third Party Bonding
· Custom Agricultural Sprayers
· Condominium Corporations
· Funeral Homes
· Churches/Places of Worship
· Small Business Package (Retail, Office, Hairstylists, Estheticians, Opticians & Optometrists etc).
FARM AND HAIL
At Hordos Insurance Brokers we understand that each farm policy needs to be catered to your specific needs. Your farm is not only your business but also your home. As a result your farm policy can be tailored to protect the following:
· Your dwelling(s) and your household belongings
· Your machinery, equipment, tools and parts
· Your farm buildings and their contents
· Your commodities, (i.e. grain, livestock or poultry, feed, forages, etc.)
· Custom work and commercial undertakings conducted on or off the farm
· Your farm inputs such as fertilizer, seed, chemicals, etc.
· Fire fighting
· Farm liability exposure
Hail Insurance Coverage
Crop Hail Insurance provides you protection against reduction in yield of standing or cut crops due to loss caused by hail and/or fire. A wide variety of deductible policy options and several payment options are available. Virtually any crop you plant may be insured, contact us today for more information.
LIFE, HEALTH & TRAVEL
Life: Protect your family’s financial future. We have a wide range of products that our team can assist you with, to find you the right coverage.
Health: Provincial health care coverage covers many but not all expenses that can arise. We can provide medical, dental and prescription drug coverage which is ideal for families without a group plan. No matter what stage of life you’re in, you can ensure your family’s health care security, with supplemental health insurance coverage for everyday health needs, unexpected medical emergencies and protection from rising health, drug and dental costs.
For Blue Cross Health Plans:
Travel: With our access to many Travel Insurance Suppliers, we can provide you with the best options available through our Saskatchewan based and other Canadian insurers. If you are traveling outside Saskatchewan, to other provinces in Canada or to other countries you can purchase travel insurance for the following:
· Trip cancellation
· Trip interruption
· Baggage loss
· Rental car collision damage protection
· Emergency hospital and medical insurance
· Accidental death and dismemberment
· Flight accident